Frequently Asked Questions (FAQs)

What is a home inspection?
A home inspection is an visual examination of the physical structure and systems of a house, from the roof to the foundation and everything in between.

What does a home inspection include? 
The standard home inspector’s report will cover the condition of the home’s heating system; central air conditioning system; interior plumbing and electrical systems; the roof, attic and visible insulation; walls, ceilings, floors, windows and doors; the foundation, basement ; structural component; appliances; a  room by room detailed inspection and plenty of pictures!

What is the difference between the inspections?
Full home Inspection: covers the condition of the entire homes physical structure and systems.

Four Point Inspection: if you home is 35 years or older the insurance requires an inspection to make sure the HVAC (heating and cooling systems), roof, plumbing and electrical are all in good condition before you can purchase your insurance.

Roof Certification: if your home is older than 25 years the insurance will require this inspection. it is a detailed inspection of the roof to certify it's age, condition and approximate useful remaining life.

Windstorm Mitigation inspections: your home may qualify for discounts on the insurance. with this inspection we carefully inspect you roof and hurricane protection systems for the home and if applicable you can save on your renewal.

Buying a home could be the largest single investment you will ever make. To minimize any surprises and unexpected difficulties, you’ll want to learn as much as you can about the newly constructed or existing house before you buy it. A home inspection may identify the need for major repairs or may discover a small detail that a  builder in a new home simply overlooked.. After the inspection, you will know more about the house, which will allow you to make decisions with confidence.

If you already are a homeowner, a home inspection can identify problems in the making and suggest preventive measures that might help you avoid costly future repairs.

If you are planning to sell your home, a home inspection can give you the opportunity to make repairs that will put the house in better selling condition.

If you are planning on purchasing insurance, your insurance company will require one of the inspections listed above.

What will it cost?
The inspection fee will vary depending on the inspection(s) being requested. you may contact us and we will help you figure out the best inspection for you and give you the best price and service in the market!

Will I be charged for a mitigation inspection or four point if my home does not qualify?
Our inspectors here at SPF Home inspections pride ourselves in helping out our community. If your home does not qualify for ANY mitigation discounts then there will only be a lesser fee for time and gas spent, and the full price will not be charged. If you home does not qualify for a Four point inspection then half is due upon the original inspection and the other half will be paid if you fix all problems that are presented in the original inspection. Remember a full inspection for a home you own or want to purchase cannot be failed since it is an inspection used to determine the condition of the homes systems and structures for either your personal use or the banks use. Therefore the fees will apply at the end of the inspection.

Can a house fail a Full home Inspection? 
No. A professional home inspection is an examination of the current condition of a house. It is not an appraisal, which determines market value. It is not a municipal inspection, which verifies local code compliance. A home inspector, therefore, will not pass or fail a house, but rather describe its physical condition and indicate what components and systems may need major repair or replacement.